f l e x i b a n k

Apply Now

How It Works

Applying for a loan involves a step-by-step process, and loans come with various features that define their terms and conditions.

01

Determine Your Needs

Before applying, identify the loan amount you need and its purpose, considering how it fits into your overall financial plan.

02

Check Your Creditworthiness

Lenders use your credit score to assess your likelihood of repayment, which affects the interest rate and loan terms offered. Check your credit report for errors and improve your score if needed.

03

Research Lenders and Options

Explore different lenders and loan products to find one that best suits your needs, considering factors like interest rates, repayment terms, and fees.

04

Gather Required Documents

Collect necessary documents, such as proof of identity, income, address, bank statements, and potentially collateral documentation, depending on the loan type.

05

Submit Your Application

Complete the loan application form accurately and submit it online or in person to Flexibank, along with the required documents.

06

Underwriting and Verification

The lender reviews your application, verifies your information, and conducts a credit check to assess your creditworthiness and repayment capacity.

07

Loan Approval and Offer Review

If approved, you receive a loan offer detailing the terms. Carefully review the interest rate, fees, repayment schedule, and other conditions.

08

Sign the Loan Agreement

If satisfied with the terms, sign the loan agreement, a legally binding document outlining your obligations as the borrower.

09

Receive Funds

After signing, Flexibank disburses the loan amount to you.

10

Repayment

Begin making payments according to the agreed-upon schedule, which may include principal and interest payments.

Understanding the loan application process and these key features will help you navigate the borrowing process and find the most suitable loan for your financial needs. Start Your Application.
Appointment
Make an
Calculation
Instant

Home Loan

Vehicle Loan

Personal Loan

Education Loan

Mortgage Loan

Loan Calculator

Flexible
Online Loan Prediction

Estimate your Home loan applications & payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
$500,000
$50,000 $2.5 million
Loan Term (Years)
10
2 Years 20 Years
Interest Rate
10%
3.5% 5%
Monthly EMI

$25,340.00

Interest Returns up to
$7,650.00
Loan Calculator

Flexible
Online Loan Prediction

Estimate your Vehicle loan application & payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
$100,000
$50,000 $500,000
Loan Term (Years)
10
1.5 Years 10 Years
Interest Rate
10%
1.5% 10%
Monthly EMI

$25,340.00

Interest Returns up to
$7,650.00
Loan Calculator

Flexible
Online Loan Prediction

Estimate your Personal loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
$100,000,000
$50,000,000 $25 Million
Loan Term (Years)
15
10 Years 20 Years
Interest Rate
6%
3.5% 10%
Monthly EMI

$25,340.00

Interest Returns up to
$7,650.00
Loan Calculator

Flexible
Online Loan Prediction

Estimate your Education loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
$5,000,000
$500,000 $2.5 Million
Loan Term (Years)
10
5 Years 10 Years
Interest Rate
5%
1.75% 10%
Monthly EMI

$25,340.00

Interest Returns up to
$7,650.00
Loan Calculator

Flexible
Online Loan Prediction

Estimate your Mortgage loan payments quickly & easily with our calculator.

Loan Questions? Check Our Faq’s Page.
Loan Amount
$50,000,000
$1,000,000 $25 Million
Loan Term (Years)
20
10 Years 20 Years
Interest Rate
5%
0.5% 10%
Monthly EMI

$25,340.00

Interest Returns up to
$7,650.00