The Millennia credit card is designed for millennials who frequently shop online and want to maximize rewards on their purchases.
Millennia Credit Card may suit millennials who frequently shop online, particularly with partner merchants. It is advisable to review your spending habits and compare it to other cards to ensure it aligns with your financial needs
Common features and benefits of Millenia credit cards include:
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Benefits may include bonus CashPoints upon paying the joining fee, gift vouchers for spending a certain amount quarterly, dining discounts, and a fuel surcharge waiver. The annual fee can be waived based on spending in the prior year. Additional features include an interest-free credit period, complimentary domestic airport lounge access, and contactless payment support
Considerations include the monthly cap on CashPoints and the lower cashback rate outside the partner list. Some transactions like fuel and rent may not qualify for cashback.
The Millennia card offers rewards and cashback, including 5% cashback on purchases with specific partner merchants and 1% on other eligible spending. Cashback is given as CashPoints, where 1 CashPoint equals ₹1 when redeemed against the statement balance, though there's a monthly limit of 2,000 CashPoints
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