A money back credit card, also known as a cash back credit card, rewards you with a percentage of the amount you spend on eligible purchases. Think of it as a rebate or a discount on your spending
To choose the right cash back card, consider your spending habits and compare the different types of cards and their rewards structures to find one that aligns with your financial goals.
Common features and benefits of Money Back cards include
Every time you use the card for qualifying purchases, you earn a percentage of that purchase back
Cash back can be used for a variety of purposes, including paying down debt, saving, or treating yourself to something special.
Many cash back cards offer welcome bonuses for new cardholders, providing a boost to your earnings.
The value of cash back is typically clear and straightforward to calculate compared to points or miles.
As with any credit card, cash back cards can have high interest rates, so it's essential to pay off your balance in full each month to avoid interest charges that could negate your rewards.
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